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Business Insurance

What do contractors, restaurateurs, retail shopkeepers, manufacturers and building landlords all have in common? Well, on the surface it would seem very little.

These business owners share a common requisite for success: effective insurance protection. Commercial insurance is not a one-stop shop where one policy fits all. In each case there is a set of highly specialized details. Companies must contend with an intimidating assortment of coverages that includes workers’ compensation, auto, building, inventory, business interruption, product liability, computer, tools and equipment, and crime.

Keep your enterprise—whatever it may be—safe, sound, and secure. Let Gifford-Heiden help you navigate these waters. We work with highly regarded carriers such as CNA, Auto Owners, Summit, and Zurich. We will tailor a program to meet your specific needs with outstanding coverage, and we will do it at competitive prices.

Available coverage types:

  • Contractors
  • Restaurants
  • Retail
  • Manufacturers
  • Business Auto
  • Workers Compensation
  • Professional Liability
  • Directors & Officers
  • Commercial Liability
  • Commercial Property
  • Special Event Coverage
  • Homeowners Associations
  • Condominiums


Commercial Lines Department

Ruth Arona - Commercial Account Manager
Direct Line 941-584-6516
Fax 941-485-3835
Victor Garraus – Commercial Sales
Direct Line 941-584-6510
Fax 941-485-3835
Karen Chambers– Commercial Account Manager
Direct Line 941-584-6511
Fax 941-485-3835
Nikki Gifford – Commercial Sales
Direct Line 941-584-6508
Fax 941-485-3835
Sandy Piercy– Commercial Account Manager
Direct Line 941-584-6513
Fax 941-485-3835
Gifford-Heiden Business InsuranceGifford-Heiden Business InsuranceGifford-Heiden Business Insurance
Gifford-Heiden Insurance

Gifford-Heiden Insurance Agency
111 East Venice Avenue
Venice, Florida 34285
Phone: (941) 484-0681
Phone:(941) 366-0500
Fax: (941) 485-3835
Office Hours: Mon-Fri 8:30am-5:00pm

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